Key Takeaways:A financial buffer can give your household more room to manage temporary income changes without immediately disrupting bigger plans.Backup arrangements for childcare and caregiving can make unexpected changes easier to handle.Reviewing your household’s protection after major life events can help keep it aligned with changing responsibilities.Flexible long-term goals are often easier to maintain when priorities, timelines, and spending can be adjusted as circumstances change.IntroductionMost families have an idea of where they hope to be…